Exchange Rates and Currency Converter

Before buying or selling foreign currency, check the current exchange rate and calculate how much you will receive. Visit your nearest Creditservice+ branch to exchange your money.

Find a Branch

Calculate Your Exchange with the Creditservice+ Online Converter

The Creditservice+ website has a currency converter for calculating how much you will receive before visiting a branch. Enter the amount and select the currency you would like to receive. The result is calculated using the current exchange rate.

Creditservice+ has operated in Georgia’s financial market since 1999, offering financial products for individuals and small and medium-sized businesses.

Currencies Available for Exchange

At Creditservice+ branches, you can exchange cash in the following foreign currencies.

USD

US dollar

EUR

Euro

GBP

British pound

TRY

Turkish lira

RUB

Russian rouble

AZN

Azerbaijani manat

AMD

Armenian dram

Creditservice+ also offers cashless currency exchange. Transfer funds in one currency and receive the converted amount in your chosen currency in your account. You can also deposit cash for conversion and credit it to your account, or transfer funds and collect the converted amount in cash. Cashless exchange requires an agreement and a branch visit.

Money transfers at Creditservice+ can be sent and paid out in Georgian lari (GEL), US dollars (USD) and euros (EUR). If a transfer is made in another available currency, the recipient will need to convert it into lari, dollars or euros before collecting the funds.

Before visiting, check the availability of your chosen currency and the terms of exchange.

OFFICIAL AND COMMERCIAL

National Bank Exchange Rates vs. Commercial Exchange Rates

The National Bank of Georgia’s official exchange rate serves as a reference. Financial institutions set their own commercial buying and selling rates, so check the rate offered by the provider you intend to use.

Official rates are updated on business days. Commercial rates may also change throughout the day. Compare offers immediately before exchanging money, especially during periods of currency volatility.

COMPARE OFFERS

Comparing Exchange Rates

Two rates apply to currency exchange: the buying rate and the selling rate. These terms describe the transaction from the financial institution’s perspective. Compare the rate that applies to your transaction.

Buying Rate

The institution buys foreign currency from you. For example, you hand over US dollars and receive Georgian lari.

Selling Rate

The institution sells foreign currency to you. For example, you pay in Georgian lari and receive US dollars.

Why can a small difference in the rate matter?

A difference of GEL 0.02 per US dollar amounts to GEL 2 when exchanging USD 100, but GEL 100 when exchanging USD 5,000. This is a calculation example, not a current exchange rate.

QUESTIONS AND ANSWERS

Frequently Asked Questions About Exchange Rates and the Online Converter

How often are exchange rates updated on the website?

Commercial exchange rates may change throughout the day. Check the current buying and selling rates with your chosen branch immediately before exchanging money.

How do I use the currency converter?

Enter the amount you want to exchange in the top field and select the currency. The converter calculates the result using the current exchange rate and displays it in the field below.

What is the difference between the National Bank’s rate and a commercial rate?

The National Bank’s official rate is a reference rate. Financial institutions set their own commercial buying and selling rates. The amount you receive depends on the commercial rate available at the time of exchange.